Important System Enhancement: CVV Security

As TEMPOE looks to strengthen the security of customer information, we will be implementing the need to enter a CVV number when a customer uses any card for his or her first or ongoing form of payment. This change will take place Tuesday September 13, 2016. If you have any questions please contact your account manager, Retailer Support (at 844-863-2948) or email

Where to find the CVV number

cvv  Important System Enhancement: CVV Security cvv

A 3-digit number on the back of your card near your signature.

American Express
A 4 digit number on the front, right-hand side of your card that is printed above your card number.

Free Bonus Content from TEMPOE’s CMO

amanda  Free Bonus Content from TEMPOE's CMO amandaA special message from Amanda Costanzi, Chief Marketing Officer at TEMPOE:

Here at TEMPOE, we value our business partners and want to assist in their success whenever possible.

To that end, I’d like to offer you the opportunity to download a white paper that I recently published, “The Tidal Wave of a New Generation at Work—Millennials are Shifting the Retail Workplace.”

By clicking this link, you get exclusive access to a new way TEMPOE aims to partner with you to add value to your business.

Amanda Costanzi

Free Bonus Content From TEMPOE’s COO

josh  Free Bonus Content From TEMPOE's COO joshA special message from Josh Seuberling, Chief Operating Officer at TEMPOE:

As a valued customer, I’d like to offer you the opportunity to download a white paper that I recently published, “Pro-Consumer Collections—an Oxymoron.”

By clicking this link, you get exclusive access to a new way TEMPOE aims to partner with you to add value to your business.

Josh Seuberling

Josh will be speaking at the 2016 Debt Collection Forum in St. Louis later this month. For more information or to register to hear him speak, go to the event website.

TEMPOE runs Tool Drive for Habitat for Humanity®

zzzz  TEMPOE runs Tool Drive for Habitat for Humanity® zzzz1After a 2015 filled with philanthropic endeavors, TEMPOE wasted no time starting another year of giving back to the community in 2016. Associates and executives in the Cincinnati and Manchester TEMPOE offices spent the months of December and January gathering tools to donate to local Habitat for Humanity® centers.

The TEMPOE Tool Drive resulted in hundreds of tool donations for Habitat for Humanity® centers in Cincinnati and Manchester. The tools will help the local Habitat for Humanity® centers in the ongoing building of simple, affordable homes in partnership with low-income families.

“I’m incredibly proud of our team’s commitment to giving back to the community,” said TEMPOE President Orlando Zayas. “It was particularly special to see such widespread participation in the Tool Drive during the holiday season. I’m looking forward to even more philanthropy from our team in the new year.”

10624968_10156417308870564_6738803933068719659_n  TEMPOE runs Tool Drive for Habitat for Humanity® 10624968 10156417308870564 6738803933068719659 nThe hundreds of donated tools will aid in building and rehabbing of more than 40 homes in the Tri-State area around Cincinnati and many more homes in the New Hampshire region. Workers will receive hammers, nails, extension cords, working gloves, entire tool boxes and more thanks to the donations from the TEMPOE team.

To follow the immediate impact from TEMPOE’s donations, head to Habitat for Humanity’s local Facebook pages for the Cincinnati and Manchester areas.

Habitat for Humanity’s vision is “a world where everyone has a decent place to live.” Their mission is “to put God’s love into action by bringing people together to build homes, communities and hope.”

To read more about TEMPOE’s philanthropic efforts in 2015, click here.

TEMPOE Hires Phil Layher as Executive Vice President, Business Development

PL Headshot 2013  TEMPOE Hires Phil Layher as Executive Vice President, Business Development PL Headshot 2013(CINCINNATI—January 6, 2016) Phil Layher has joined TEMPOE as the executive vice president, business development. Layher will work to create new business relationships with large retailers. He’ll also be responsible for seeking additional partnership opportunities.

Prior to joining TEMPOE, Layher worked with NewComLink, developing key client relationships with The Home Depot, Sony PlayStation, Value City Furniture, The RoomPlace, Guitar Center and more. Previously, Layher served as president of American Finco Financial Services.

“Phil’s strong retailer relationships, combined with his knowledge of second- and third-tier financing solutions fits perfectly with our innovation and growth strategies,” said Orlando Zayas, TEMPOE president. “Phil adds great value and rounds out our talented executive team.”

“I was attracted to TEMPOE because the company is way ahead of the game, especially when it comes to technology and marketing prowess,” said Layher. “I also feel the team is among the most personable and professional in the industry.”

Layher earned a bachelor’s degree in business from Montana State University. He currently resides in Austin, Texas, with his wife. Layher has four grown children.


TEMPOE, built upon the roots of WhyNotLeaseIt, is a leading provider of no credit required
shopping. TEMPOE provides several flexible payment options with the opportunity of quick and
economical ownership for consumers. TEMPOE was founded in 2009 in Manchester, New
Hampshire, and serves the furniture, home electronics, appliance, jewelry and automotive
industries. For more information, visit

Media Contact

Terry Casazza | | 603-637-2987

TEMPOE Celebrates a Year of Philanthropy on Giving Tuesday

GivingTuesday-min  TEMPOE Celebrates a Year of Philanthropy on Giving Tuesday GivingTuesday min

As the Internet celebrated the fourth anniversary of Giving Tuesday on Dec. 1, TEMPOE took time to reflect on the past year full of new philanthropic endeavors.

Giving Tuesday falls on the first Tuesday after Black Friday each year and is meant to serve as a reminder to the importance of giving, thanks, and philanthropy during the busy holiday season.

In 2015, TEMPOE had an increased desire to make corporate philanthropy a priority. And as a company fortunate enough to have multiple locations, we increased our impact around the country.

Angelman’s Foundation

Our first corporate sponsorship was with the Angelman’s Foundation. Named for the English pediatrician who identified it, Angelman Syndrome (AS) is a rare neuro-genetic disorder that occurs in one of every 15,000 live births. Characteristics include developmental delay, lack of speech, seizures, and walking and balance disorders. It is often misdiagnosed as cerebral palsy or autism, due to a lack of awareness. Despite these constant challenges, individuals with Angelman Syndrome have a happy demeanor, laugh frequently, and often smile. This particular organization hit close to home, because two of our employees have affected children.

On May 16, TEMPOE’s New Hampshire team walked in honor of Colette Cusson’s son Michael in Plymouth, Massachusetts, and the Ohio team walked in honor of Shawn Fields’ daughter, Megan. Altogether, TEMPOE raised more than $2,500 for the Angelman’s Foundation. We will continue to work with this organization, so stay tuned for news on the annual Spring walk in 2016.

Wounded Warrior Project

This Fall, we doubled our efforts to include charitable events for two different organizations that we support. For the first of these, a small group of the toughest TEMPOE employees formed TEAM TEMPOE to participate in the Great Northeast Tough Mudder on September 27 in Westbrook, Maine.

The Tough Mudder runs for 10–12 miles, and is a team-oriented obstacle course designed to test physical strength and mental grit. With obstacles called the Arctic Enema, Electroshock Therapy, and Ring of Fire, it’s definitely NOT for the faint of heart. Altogether, Tough Mudder participants have raised more than $6 million for the Wounded Warrior Project (WWP). The WWP’s vision is to foster the most successful, well-adjusted generation of wounded service members in the nation’s history. They have programs to help wounded veterans mentally readjust to civilian life and ensure that they receive the proper medical care. TEMPOE created a Tough Mudder fundraising page to solicit donations for the WWP and our TEMPOE team members participated in honor of wounded warriors. With some extremely generous donations from the TEMPOE team, we raised $1,270 for the WWP.

National Alliance on Mental Illness

The second charitable event we participated in this Fall was a pair of NAMI walks. TEMPOE had teams participate in the Concord, New Hampshire, and the Butler County, Ohio, walks.

NAMI, the National Alliance on Mental Illness, is the nation’s largest grassroots mental health organization, dedicated to building better lives for the millions of Americans affected by mental illness. The organization started as a small group of families gathered around a kitchen table in 1979 and grew into one of the nation’s leading voices on mental health. Today, NAMI is an association of hundreds of local affiliates, state organizations, and volunteers who work in dozens of communities to raise awareness and provide support and education that was not previously available to those in need. TEMPOE is proud to have been a Bronze-Level Sponsor in each of the NAMI walks, raising a total of $2,270 for NAMI.

TEMPOE Retailers Can Now Earn $100 For Every Referral

Right now, TEMPOE retailers can start earning big rewards by simply referring their friends.

Retailers have already seen how TEMPOE can impact sales, and now they can earn money for sharing the news.

Between now and the end of the year, retailers will earn $100 for every dealer they refer to the TEMPOE program.

Referrals are as simple as submitting the referral form found here.

Still have questions? Feel free to contact Retail Support at 844-TODAY4U (844-863-2948) or email your questions to